After the first few chapters, the book shifted into more specific advice about shopping for a mortgage and about managing your mortgage. I found this section a bit repetitive and felt that I'd already grasped the principles being applied here when they were outlined in the first section. Overall, it is a fairly straight forward book and I will certainly use parts of this book for reference the next time my husband and I are shopping for a mortgage.
Being from Canada, there were times when I wasn't sure how relevant the book was for me. I wasn't familiar with many of the "antics" surrounding mortgages and wasn't sure if Canadians have the same options as Americans do. If I was looking at purchasing a book to guide me through my next mortgage, I would probably steer more toward a book written specifically for Canadians. But that said, this book does have a lot of general information that would be helpful to anyone, no matter where they live.
At times, I felt that the author leaned a bit too far toward the conservative side. There were a few comments in the book about using discretionary income to pay down your mortgage instead of buying a new tv (or whatever else). While this is a good thought, it is unrealistic to think that every home owner will completely pay off their mortgage before buying things like new furniture or a big screen tv. If taken with a grain of salt, the underlying principles are good ones, and would be valuable if applied in any credit situation, not just with mortgage debt.
Overall, I would recommend this book especially to Americans who are thinking about buying a house or who already own a home but feel that they would like to be mortgage free sooner. It is well-written and the author is obviously knowledgeable about this topic.
I received this book from Thomas Nelson's Booksneeze blogger book review program and was under no obligation to provide a positive review.
